|
Cover |
Comprehensive Cover |
Pioneer Cover |
|
Limits up to |
Excess |
Limits up to |
Excess |
|
1 . Cancellation, Curtailment & Trip
Interruption
|
£3,000
|
£65/£25 for Loss of Deposit
|
£1,000
|
£65/£25 for Loss of Deposit
|
|
2. Medical Emergency & Repatriation
|
£10,000,000
|
£65
|
£10,000,000
|
£65
|
|
3. Emergency Dental Treatment
|
£200
|
£65
|
£200
|
£65
|
|
4. Additional Accommodation &
Travelling Cost
|
£1,000
|
Nil
|
£1,000
|
Nil
|
|
5. Hospital Daily Benefit
|
£10 per complete 24 hours of inpatient
treatment; maximum of £1,000
|
Nil
|
N/A
|
N/A
|
|
6. Travel Delay
|
£20 for first full 12 hour delay then £10
for each subsequent full 12 hours; maximum of £250
|
Nil
|
N/A
|
N/A
|
|
7. Missed Departure on the Outward Journey
|
£600
|
Nil
|
N/A
|
N/A
|
|
8. Personal Luggage
|
£2,000
|
£65
|
N/A
|
N/A
|
|
— Single article, or Pair or Set of
articles
|
£250
|
£65
|
N/A
|
N/A
|
|
— Valuables (Limited to £100 if Insured
Person is under 18)
|
£250
|
£65
|
N/A
|
N/A
|
|
9. Luggage Delay on Your Outward Journey
|
£200
|
Nil
|
N/A
|
N/A
|
|
10. Money & Travel Documents
|
£500
|
£65
|
£250
|
£65
|
|
Cash (Limited to £50 if Insured Person is
under 18)
|
£200
|
£65
|
N/A
|
N/A
|
|
Travel Documents
|
£200
|
Nil
|
£250
|
£65
|
|
11. Personal Liability
|
£2,000,000
|
£65
|
£500,000
|
Nil
|
|
12. Personal Accident
|
|
|
|
|
|
— Death
|
£5,000
|
Nil
|
£5,000
|
Nil
|
|
— If the Insured Person is aged under 18
or over 65
|
£1,500
|
Nil
|
£1,500
|
Nil
|
|
— Loss of one or more Limbs, or total and
irrecoverable Loss of
Sight in one or both eyes
|
£25,000
|
Nil
|
£5,000
|
Nil
|
|
— Permanent Total Disablement
|
£25,000
|
Nil
|
£5,000
|
Nil
|
|
— If the Insured Person is aged over 65
|
£5,000
|
Nil
|
N/A
|
N/A
|
|
13. Legal Protection
|
£25,000
|
Nil
|
£5,000
|
£100
|
|
14. Mugging
|
£50 per complete 24 hours of inpatient
treatment; maximum of £500
|
Nil
|
N/A
|
N/A
|
|
15. Hijack
|
£100 per complete 24 hours; maximum of
£1,000
|
Nil
|
N/A
|
N/A
|
|
16. Catastrophe
|
£500
|
Nil
|
N/A
|
N/A
|
|
17. Home Care
|
£100
|
Nil
|
N/A
|
N/A
|
|
18. Cancellation, Curtailment & Trip
Interruption*
|
£3,000
|
£65
|
N/A
|
N/A
|
|
19. Skis, Ski Equipment, Ski Pack &
Pass*
|
|
|
|
|
|
— Skis & Ski Equipment (Owned)*
|
£500
|
£65
|
N/A
|
N/A
|
|
— Skis & Ski Equipment (Hired)*
|
£200
|
£65
|
N/A
|
N/A
|
|
— Ski Pack*
|
£75 per complete 24 hours; maximum of £300
|
N/A
|
N/A
|
N/A
|
|
— Ski Pass *
|
£250
|
Nil
|
N/A
|
N/A
|
|
20. Ski Equipment Delay*
|
£20 per complete 24 hours; maximum of £300
|
Nil
|
N/A
|
N/A
|
|
21. Piste Closure*
|
£20 per complete 24 hours; maximum of £200
|
Nil
|
N/A
|
N/A
|
|
22. Delay due to Avalanche or landslide*
|
£200
|
£65
|
N/A
|
N/A
|
|
23. Business Samples & Documents
|
£500
|
£65
|
N/A
|
N/A
|
|
24. Replacement Employee
|
£1,500
|
£65
|
N/A
|
N/A
|
|
25. Golf Equipment*
|
£1,500
|
£65
|
N/A
|
N/A
|
|
— Single Article Limit*
|
£250
|
£65
|
N/A
|
N/A
|
|
26. Golf Equipment Hire*
|
£30 per complete 24 hours; maximum of £300
|
Nil
|
N/A
|
N/A
|
|
27. Green Fees*
|
£75 per complete 24 hours; maximum of £300
|
Nil
|
N/A
|
N/A
|
|
28. Hole-in-One Cover*
|
£75
|
Nil
|
N/A
|
N/A
|
|
29. A. Wedding Rings*
|
£250 per ring
|
Nil
|
N/A
|
N/A
|
|
29. B. Wedding Attire & Gifts*
|
£1,500 per couple
|
£65
|
N/A
|
N/A
|
|
29. C. Photographs & Videos*
|
£750 per couple
|
£65
|
N/A
|
N/A
|
*Cover is only available in respect of the sections that include Winter Sports Cover, Golf Cover and Wedding Cover providing that the additional premium has been paid.
Shown above are the standard policy excesses. As indicated on your validation certificate, where the appropriate excess waiver premium has been paid, the excess will be reduced
to NIL or where a discount has been taken for ?Double Excess?, the excess applicable will be doubled on all relevant sections.
|
