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Schedule Of Benefits - your low cost travel insurance Provider!


This is our schedule of benefits and some important information relating to Atlas Insurance Policy.
 
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Schedule Of Benefits
Description of Cover Single Trip
(Comprehensive)
Single Trip
(Comprehensive Lite)
Annual Multi Trip (Comprehensive) Backpackers
(Pioneer Cover)
Info
Cancellation or curtailment £3,000  £3,000 £3,000 £1,000
loss of deposit £3,000  £3,000 £3,000 £1,000
Personal accident
£25,000
£25,000
£25,000
£5,000
death
£5,000
£5,000
£5,000
£5,000

Medical expenses
(includes emergency assistance)

£10 million
£10 million
£10 million
£10 million
hospital benefit (£10 per day)
£1,000
£1,000
£1,000
N/A
Personal possessions and money
£2,000
N/A
£2,000
N/A
single item limit
£250
N/A
£250
N/A
valuables limit
£250
N/A
£250
N/A
delayed baggage limit
£200
N/A
£200
N/A
Money
£500
N/A
£500
N/A
Cash
£200
N/A
£200
N/A
Loss of passport
£200
£200
£200
N/A
Travel delay & missed departures
-
-
-
-
(a) £20 to the first full 12 hours & £10 for each complete 12 hours there after
£250
£250
£250
N/A

or (b) should the client decide to cancel after24 hours up to the holiday cost

£3,000
£3,000
£3,000
N/A
Missed departure
£600
£600
£600
N/A
Personal liability
£2 million
£2 million
£2 million
£500,000
Legal expenses
£25,000
£25,000
£25,000
£5,000
Hijack
(exceeding 24 hours) £50 per day
£1,000
£1,000
£1,000
N/A
Mugging Benefit (£50 per 24 hours)
£500
£500
£500
N/A
Catastrophe
£500
£500
£500
N/A
Home Care
£100
£100
£100
N/A
Business cover
-
-
-
-
Replacement personnel
£1,500
£1,500
£1,500
N/A
Business samples and documents
£500
£500
£500
N/A
Winter Sport: (where the appropriate additional premium has been paid)
-
Ski equipment
£500
£500
£500
£500
damage to hired ski equipment
£200
£200
£200
£200

Ski hire (£20 per day)

(includes equipment delay)

£300
£300
£300
£300
Ski pack (£75 per week)
£300
£300
£300
£300
Ski pass
£250
£250
£250
£250
Piste closure (£20 per day)
£200
£200
£200
£200
Avalanche closure
£200
£200
£200
£200
 
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